Competitive interest rates for your dream home
At Bhagyoday Finance, we understand that buying a home is one of the most significant financial decisions you'll make. Our home loan solutions are designed to make this journey smooth and affordable. Whether you're looking to buy a new home, construct a house, or renovate your existing property, we have the perfect financing option for you.
With flexible repayment options, competitive interest rates, and quick approval processes, we help thousands of Indians achieve their dream of homeownership every year. Our dedicated home loan specialists will guide you through every step of the process, ensuring a hassle-free experience from application to disbursement.
Finance your dream home with our flexible home loan options tailored to your needs.
Get funds to build your own home on a plot you own or plan to purchase.
Renovate or repair your existing home to enhance comfort and value.
Finance the purchase of a residential plot for future construction.
To ensure a smooth application process, please review our eligibility criteria and document requirements:
At Bhagyoday Finance, you can get a home loan of up to ₹5 crores, depending on your eligibility, income, and the property value. The loan amount is typically up to 80-90% of the property's market value or agreement value, whichever is lower.
Once we receive your complete application with all required documents, we typically process home loan applications within 3-5 working days. However, the actual disbursement time may vary depending on property verification and legal checks.
Yes, you can prepay your home loan either partially or in full. For floating rate home loans, there are no prepayment charges. For fixed rate loans, minimal charges may apply if prepayment is made within the lock-in period. We encourage you to check with our loan advisors for specific details.
We offer home loans with tenure of up to 30 years, depending on your age at the time of application and retirement age. The maximum tenure is subject to the property's age and your repayment capacity.
