Raju Tiwari - Founder of Bhagyoday Finance
18+ Years Experience

Raju Tiwari

Founder & CEO

Expert in Housing & Mortgage Loans

Professional Overview

With a remarkable 18 years of professional experience in the financial sector, Raju Tiwari brings a wealth of knowledge and expertise to Bhagyoday Finance. His extensive career spans across India's leading financial institutions, where he has honed his skills in banking, insurance, investments, and financial advisory services.

As the founder of Bhagyoday Finance, Raju is committed to making housing finance accessible and transparent for everyone. His vision is to simplify the loan process while providing personalized solutions that help clients achieve their dream of home ownership.

Professional Journey

Banking Operations Specialist

ICICI Bank
Early Career

Gained foundational expertise in banking operations, customer service, and financial products.

Financial Planning Advisor

HDFC Life
Mid Career

Specialized in financial planning, insurance solutions, and wealth management strategies.

Corporate Banking Executive

Yes Bank
Senior Role

Enhanced skills in corporate banking, financial advisory, and client relationship management.

Regional Sales Manager

IIFL (India Infoline Finance Ltd)
9 Years

Leadership role managing sales operations, business development, and team management across the region.

Educational Qualifications

Bachelor of Science (BSc) - Chemistry

Strong analytical foundation with scientific approach to problem-solving

Post Graduate Diploma in Business Administration (PGDBA)

Wellingkar Institute - Specialization in Banking, Insurance, Investment, Marketing, and Finance

Areas of Expertise

Raju's extensive experience across multiple financial domains has equipped him with comprehensive expertise in housing finance, mortgage solutions, and financial advisory services.

Housing Finance

95%

Mortgage Solutions

92%

Financial Advisory

88%

Loan Process Management

90%

Professional Certifications

Raju holds various certifications and has completed numerous training programs in banking, finance, and leadership development throughout his career.

Banking Certification

Banking Operations

Finance Certification

Financial Advisory

Leadership Certification

Leadership Management

Get Personal Consultation

With 18+ years of experience, Raju provides personalized guidance for your housing finance needs